банк траст форекс / Welcome - UNITED TRUST FOREX BANK

Банк Траст Форекс

банк траст форекс

Foreign Exchange Rates

Currency CodeCurrencyDD Buying RateMid RatesDD Selling Rate
USDUS DOLLAR
GBPBRITISH POUND
EUREUROP CURRENCY UNIT
JPYJAPANESE YEN
NZDNEW ZEALAND DOLLAR
HKDHONG KONG DOLLAR
JODJORDANIAN DINAR
KWDKUWAITI DINAR1,1,
MYRMALAYSIAN RINGGIT
NOKNORWEGIAN KRONE
OMROMANI RIAL
QARQATARI RIYAL
SARSAUDI ARABIAN RIYAL
SEKSWEDISH KRONA
SGDSINGAPORE DOLLAR
THBTHAI BHAT
DKKDANISH KRONE
CHFSWISS FRANC
CADCANADIAN DOLLAR
BHDBAHRAINI DINAR
AEDEMIRATI DIRHAM
AUDAUSTRALIAN DOLLAR

*The Exchange Rates quoted are for indication only and are subject to change without prior notice.

*All transactions above USD 5,/- are referred to Treasury and exchange rates applied for such transactions are determined by the bank based on prevailing market conditions.

Exchange ratesnear what you seeon Google

We provide our foreign exchange rate as-is, without sneaky markups or transaction fees. Unlike others that charge up to % on top of what you see on websites. Trust card is just plain better.

Travel banner

Compare our rates

No markups, no hidden fees

Unlike traditional banks and multi-currency wallets, Trust card lets you spend abroad without fees!

And you can even earn Linkpoints on overseas spend.

Unlike traditional banks and multi-currency wallets, Trust card lets you spend abroad without fees! And you can even earn Linkpoints on overseas spend.

1 SGD equals to

MYBTHBKRWUSDEURJPYIDR
Trust
Best

Rates

on Google

Trust
Best

Rates

on Google

MYB

THB

KRW

USD

EUR

JPY

IDR

Average currency conversion based on exchange rates from 28 Nov - 4 Dec

It's so effortless

with Trust card

It's so effortless with Trust card

skip money changers

Skip money changers

Pay with Trust card in-store or online and get better rates every time

forget multi-currency walltets

Forget multi-currency wallets

Say goodbye to the hassle of topping up travel wallets with multiple currencies

avoid leftover money

Avoid leftover money

Trust card ensures you never have to worry about managing leftover money after your trip

Numberless card

for fraud

protection

Numberless card for fraud protection

With a numberless physical card, you never have to worry about your card details being stolen while travelling.

Single-Card
One-Card-for-all

Secure controls

for overseas use

With Trust App, it’s easy to control your Trust card permissions by toggling between enable/disable overseas transactions and lock/unlock your card whenever, wherever.

Easy access

to overseas ATMs

Sometimes you still need cash. With Trust card, you can withdraw at overseas ATMs that have a Visa logo. No fee from Trust, but there might be a fee from the overseas bank that operates the ATM.

Locate overseas Visa ATMs

Apply-Now-Banner

Travel smart with Trust

Apply now.

Use instantly.

Receive a S$25 FairPrice E-Voucher on us when you make your first card spend as a credit card customer. For a savings account customer, receive the E-Voucher when you make your first S$ deposit. Terms and conditions apply.

google store buttonapple store buttongoogle store button
Apply-Now-Banner

Best Forex Brokers of

Annual Award Winners - Overall

Results for the eunic-brussels.eu Annual Awards are unbiased and determined by our own independent research; Broker Awards are bestowed based on demonstrated excellence in categories considered important to investors, traders, and consumers.

After gathering and validating thousands of data points across + important variables, poring over our collected quantitative data, and factoring in the qualitative observations and qualified opinions of our expert researchers, we are proud to announce the top three forex brokers of

Winner: IG

Company Overall Rating Minimum Deposit Average Spread EUR/USD - Standard Visit Site
IG logoIG5/5 Stars £ info

Regulated and trusted across the globe, IG offers traders the ultimate package of excellent trading and research tools, industry-leading education, comprehensive market research, and an extensive list of tradeable products. This fantastic all-round experience makes IG the best overall broker in

  • Trust: Founded in , IG is publicly traded (LON: IGG) and regulated in eight Tier-1 jurisdictions, making it a safe broker (low-risk) for forex and CFDs trading. All jurisdictions considered, we ranked IG as the most trusted forex and CFDs broker for our Annual Awards.
  • Commissions: IG uses its size to provide traders with consistent pricing across the board — regardless of the product you trade — and shines for its active trader pricing available through its Forex Direct accounts.
  • Forex trading platforms: While IG also offers MetaTrader and premium MT4 add-ons from FX Blue, only 76 tradeable instruments are available. There's no question; IG's flagship platform is the better choice between the two, and offers an extensive range of tradeable markets.

Runner-Up: Interactive Brokers

Company Overall Rating Minimum Deposit Average Spread EUR/USD - Standard Visit Site
Interactive Brokers logoInteractive Brokers5/5 Stars $0 info

Interactive Brokers is a highly trusted multi-asset broker with an extensive offering of tradeable global markets. It delivers competitive fees and high-quality research and education, as well as a modern, institutional-grade trading platform suite.

  • Trust: Founded in , Interactive Brokers is publicly traded (NASDAQ: IBKR) and regulated in nine Tier-1 jurisdictions. Interactive Brokers is well-capitalized with USD billion of ending client equity and USD billion of equity capital.
  • Commissions: Interactive Brokers offers competitive pricing, aggregating prices from 17 of the world's largest interbank forex dealers. Instead of marking up spreads, Interactive Brokers charges a commission per trade, which ranges from $16 to $40 per million round turn ($8 to $20 per side).
  • Forex trading platforms: Interactive Brokers stands out for its trading platforms, which include its flagship desktop software – Trader Workstation (TWS) – and mobile trading app – IBKR Mobile – both of which provide access to advanced trading tools and global financial markets (including forex and CFDs).

Podium Finisher: Saxo Bank

Company Overall Rating Minimum Deposit Average Spread EUR/USD - Standard Visit Site
Saxo Bank logoSaxo Bank5/5 Stars $0 info

Saxo Bank has recently lowered the minimum deposit requirement for its entry-level Classic account to $0, making it easier for a wider range of traders to access its excellent trading platforms, phenomenal research, and 70,+ tradeable instruments.

  • Trust: Founded in , Saxo Bank operates multiple regulated banks and is licensed in seven Tier-1 jurisdictions, making it a safe broker (low-risk) for trading forex and CFDs.
  • Commissions: Saxo Bank provides traders with excellent all-around pricing. For active traders (and those with large account balances), Saxo Bank offers competitive pricing in its Platinum and VIP accounts, which require a $, and $1 million balance, respectively.
  • Forex trading platforms: The entire Saxo Bank client experience is absolutely brilliant. Alongside access to 70, tradeable instruments, Saxo Bank's flagship SaxoTraderGo platform is terrific, and includes everything traders require to navigate the market. Saxo Bank also offers third-party platforms such as TradingView, the globally popular platform with advanced charting capabilities. Learn more by checking out our TradingView guide.

Best Forex Trading Platforms

We've conducted thorough testing of the best trading platforms offered by dozens of the top forex brokers in the industry. Of the 60+ brokers that we've evaluated, we've selected our top picks for brokers that provide the best trading platform experience and listed them below (click on the broker's name if you want to read our full-length broker review):

What does a forex broker do?

A forex broker is a company that is licensed (or considered exempt) by a national regulator to grant you — as a retail or professional client — the ability to buy or sell foreign currencies, by way of an online trading platform or over the phone (known in the industry as voice broking). A forex broker may offer you the underlying currency, or a non-deliverable spot contract or derivative such as a contract for difference (CFD) depending on any relevant country-specific regulatory restrictions. It's important to only use brokers that are properly regulated to reduce your risk of being scammed.

Do I need a broker for forex?

Yes, to trade forex you'll need to use a forex broker. You'll need to open an account and deposit enough collateral (margin) to enable you to place orders with your broker to buy or sell forex.

The forex broker's job is to execute your orders — either internally by acting as the principal to your trade (market maker execution) or by sending your orders to another market, thus acting as your agent (agency execution).

Your broker should be regulated and properly licensed in your country of residence (or in a major financial center). We’ve included a few important questions that are worth asking to help determine if your forex broker is trustworthy:

  • Does the broker have adequate financial operating capital?
  • How long has the broker been in operation?
  • Does the broker hold proper regulatory licenses in the countries where it operates, and is it in compliance with local laws?

securityFind a trustworthy broker:

eunic-brussels.eu’s proprietary Trust Score ranks forex brokers based on their reliability and overall trust. We evaluate and track dozens international regulatory agencies; click here to learn more about Trust Score.

How much money do you need to start trading forex?

The specific amount of money you’ll need for trading forex will depend on multiple factors, such as your personal financial situation, your trading goals, and your tolerance (or appetite) for risk.

Beginner forex traders might start trading forex with as little as $, while it’s not uncommon for professional day traders to have six or even seven-figure trading accounts. If you are a beginner, you’ll first need to determine if forex trading is suitable for you. Check out our guide to trading forex for beginners here.

The next step will be deciding on your trading budget. This is especially important given the risks involved in trading forex from a margin account. Forex brokers typically offer a range of contract sizes so you can fine-tune the size of your trade – which will determine how much risk you are taking for a given profit target.

A micro account with a low margin requirement would make it possible to trade forex and test a trading strategy with as little as $ of risk capital. In this case, your potential risk will be limited – but so will your potential rewards. Trading forex with a small amount of risk capital can let you test a new investment methodology, or allow beginner traders who are new to forex trading to learn by trial and error without “breaking the bank.”

Regardless of your trading budget, you'll need to choose a dependable method for depositing and withdrawing funds for your live trading account. PayPal has grown in popularity as a way to fund forex trading accounts, due to its extensive international presence and wide range of supported currencies. Head over to our guide to the best PayPal forex brokers to learn more about using PayPal to fund your account, and to see our list of the best forex brokers that accept PayPal.

percent Pro tip:

For most beginners, trading forex with an amount of capital that you can afford to lose can be a great way to learn with less risk, and can be of value if you focus on the percentage returns rather than their dollar value.

Which broker is the best for forex?

IG took first place for our Annual Awards as the best overall forex broker, with available currency pairs and the ability to trade CFDs and forex options, traders have plenty of choices. IG holds nearly a dozen regulatory licenses (and holds the distinction of being the only forex broker regulated in both Switzerland and the U.S.); simply put, IG is one of the most trusted brokers in the industry.

Who is the biggest forex broker in the world?

IC Markets is the largest forex broker by trading volume, with over $ billion in forex trading volume in the third quarter of alone, according to data compiled by Finance Magnates. IC Markets is also well-known as an excellent option for algorithmic traders due to its great pricing and execution. Check out our full-length review of IC Markets, and algo traders (or traders who want to learn about HFT systems) can check out our popular guide to high-frequency trading.

expand What does it mean to be the biggest forex broker?

What can be considered the largest forex broker may vary depending on the time period used to measure size. Important factors to consider when gauging the size of a forex broker are the assets under management, number of clients, and market capitalization (valuation for public companies).

What are the top 10 forex brokers?

Here are the top 10 brokers by forex and CFD trading volume according to data compiled by Finance Magnates during the third quarter of (data excludes Japan due to the abnormally high trading volumes known to come from Japanese brokers):

Which forex broker has the best trading platform?

CMC Market's Next Generation platform comes with a massive selection of nearly 10, tradeable instruments. It delivers a terrific user experience, as well as advanced tools, comprehensive market research, and an excellent mobile app. Hands down, the CMC Markets Next Generation trading platform is a market leader that will impress even the pickiest of traders. The new Dynamic Trading tool allows you to place multiple trades simultaneously, which was a nice innovation by CMC Markets this year.

CMC Markets Next Generation Platform light theme

smartphone Mobile forex trading

If you're a fan of mobile platforms – or trading forex on the go – see our picks for best forex trading apps here.

Best forex brokers for different styles of trading

What do you value most in a forex broker? Maybe you want to trade forex on the go. You might be looking for the most cost-effective forex brokers. Or maybe you are a beginner forex trader who is just getting started.

With a wide range of forex brokers comes a wide variety of features and specialties. To help you find the best forex broker for what you’re looking for, we’ve listed our top picks for some of the most sought-after features in the forex industry.

  • menu_book  Great for beginners - IG’s vast selection of educational materials (it even has a mobile app dedicated to trader education, called IG Academy) makes it our top choice for beginner traders. Check out our full guide on the best forex brokers for beginners here.
  • smartphone  Excellent trading app - Saxo Bank’s SaxoTraderGO mobile app boasts an impressive, intelligent design, paired with an abundance of useful information that makes it easy for traders to make clear-headed decisions, making it our top trading app. Check out our full guide to the best forex trading apps here.
  • groups    Social copy trading - Interested in following the trades of expert forex traders? eToro deftly merges self-directed trading and copy trading into a sleek, unified trading experience. Copy traders can read our full social copy trading guide here.
  • euro  Low costs - Of Tickmill’s three accounts (Classic, Pro, and VIP), it was the competitive commission-based pricing for professionals available through its VIP and PRO accounts that helped Tickmill finish 1st overall for Commissions and Fees. Take a look at our full guide dedicated to low-cost and zero spread brokers here.
  • app_shortcut  MetaTrader - IC Markets’ MetaTrader offering includes an impressive range of third-party research and trading tool plugins, which helped IC Markets earn our pick for the best MetaTrader broker. Read our full MetaTrader guide, and learn more about the newest version of MetaTrader with our guide to the Best MetaTrader 5 Brokers.
  • currency_bitcoin Crypto trading - eToro’s large number of available crypto assets helped make it our top broker for crypto trading for our Annual Awards. Check out my guide that covers crypto trading and the best bitcoin brokers here, or read my guide to the Best Bitcoin ETF brokers.
  • laptop_mac  Mac Compatible Brokers - Saxo Bank - Streamlined designs and robust trading tools make Saxo’s desktop platform, SaxoTraderPRO, a winner. Mac users should take a look at our guide to the best forex trading platforms for Mac devices.

Which forex broker offers the most CFDs?

Saxo Bank offers the most tradeable CFDs in the industry, with a staggering 60,+ tradeable symbols available. CFDs, or "contracts for difference," enable traders to speculate whether the price of a stock, forex pair, market index, or commodity will go up or down without taking ownership of the underlying asset. If you’d like to learn more about how CFDs work (and to see our picks for the best CFD trading platforms), check out our full-length guide to the Best CFD Brokers and Trading Platforms.

Which forex broker offers the most currency pairs?

Alongside nearly 10, CFDs, CMC Markets offers the most tradeable currency pairs, with pairs that can be quoted both ways (i.e. EUR/USD or USD/EUR), which comes to a total of pairs.

Which forex broker is best for professionals?

As a highly-trusted and regulated global brand, Interactive Brokers (IBKR) provides everything professional traders might need, from advanced trading tools and platform features to competitive pricing across a wide variety of markets, as well as connectivity to over global exchanges. In addition to competitive spreads and low commission-based pricing for forex, Interactive Brokers provides more third-party research than any other broker.

Interactive Brokers continues to innovate its platform offering, such as with its new Impact app for environmental, social, and governance (ESG) investing, alongside the related Impact dashboard available in its Trader Workstation (TWS) desktop and WebTrader platforms.

Professional client status: In today's highly regulated forex world, traders who want to maximize their margin leverage must apply and obtain ESMA's professional client status with their broker. Traders designated as Professionals in the EU do not receive negative balance protection and other consumer safety mechanisms such as eligibility for compensation schemes in the event of a broker's insolvency.

biotech Methodology:

To determine the best forex brokers for professional traders, we broke down each broker's active trading program, and compared all available rebates, tiers, and all-in costs. Trading platforms were then tested for the quality and availability of advanced trading tools frequently used by professionals.

How do I choose a forex broker?

Here are three of the most important factors to keep in mind when choosing an online broker for forex trading.

  1. First, make sure your broker is properly licensed and regulated. The safety of your deposit is always the top priority.
  2. Next, compare the account offerings, trading platforms, tools, and investment research provided by each broker.
  3. Finally, read detailed forex broker reviews to compare pricing and product offerings (e.g., number of forex pairs and CFDs available to trade) to find what is most important to your forex trading and investment needs.

compare_arrowsCompare and choose:

Not sure how to go about choosing a forex broker? Check out our Forex Broker Compare Tool to compare dozens of the biggest forex brokers in the industry and analyze their top tools and features. Our Compare Tool is fed by data gathered by our expert researchers for our forex broker reviews, so you can feel confident you have the most up-to-date information at your fingertips.

How do I know if my forex broker is regulated?

It’s important to make sure that your forex broker is well-trusted and properly regulated in order to avoid forex scams. To see an intuitive, comprehensive list of highly regarded regulatory agencies, check out our Trust Score page. Also, be sure to check out our in-depth reviews of forex brokers – we detail the regulatory status of each individual forex broker across the international forex landscape.

We’ve also put together a step-by-step guide to help you determine if your forex broker is well-regulated:

  1. Find its license number: Identify the broker’s registration number from the disclosure text at the bottom of the broker's homepage.
  2. Confirm the broker’s public profile: Look up the entity name (i.e. the legal company or brand name) on the regulator's website to validate the registration number.
  3. Confirm regulatory status: We track, rate, and rank forex brokers across over 20 international regulators, and you can find the official websites of the biggest, most important international regulators on our Trust Score page.
  4. Global availability: Confirm that the broker can accept clients in your country of residence. If the broker lacks regulation in your home country, it’s still worth checking to see if they can legally accept clients from your country (for example, if the broker is regulated in an alternate jurisdiction that is deemed acceptable).
  5. Verification: Call the phone number or contact the email address listed on the regulators’ website if you have any doubts as to the legitimacy of a website or brand purporting to be regulated.

eunic-brussels.eu Overall Rankings

Now that you've seen our picks for the best forex brokers, check out the eunic-brussels.eu Overall Rankings. We've evaluated over 60 forex brokers, using a testing methodology that's based on + data-driven variables and thousands of data points. Check out our full-length, in-depth forex broker reviews.

Personal Banking

Treasury bills (T-bills) are government-backed securities issued by Bank of America usually with maturity periods of 91 days, days or a year. T-bills for longer periods (1 year Treasury note, the 2 year Treasury bond, and the 3 year Treasury bond) are also available. Treasury bills are made available at all the branches of BnkPrimeUS Bank.

Features:

  • Roll over only the principal amount and receive accrued interest.
  • Roll over both the principal and the accrued interest.
  • Can be re discounted at the bank

Requirements:

  • Application form to be filled in at the Bank&#;s  Customer Services Unit (CSU) ,or  alternatively online

Benefits:

  • Tenor varies depending on type of security:
  • BOA Bills- for periods below 1 year
  • BOA Notes-for 1 and two year papers
  • BOA Bonds-for periods above 2 years
    Repayment is guaranteed by the Sovereign backing of the United States Government.

BnkPrimeUS Bank provides timely updates and investment advice to enable you to effectively manage your portfolio.

WHERE TRADERS COME TO WIN

Trade on ounces of gold, and silver with leverage!

Precious metals are a fast-moving global market. Enjoy the bigger return!

Trade Forex, Stocks, Cryptos, Index CFDs and more with a True ECN broker

OPEN LIVE ACCOUNT

ACCOUNT TYPES

Whatever your level of trading experience or trading style, we’ve got you covered! Choose your preferred trading account type to get started.

Standard

  • Leverage
  • Spreads starting from ''
  • No commission
  • Swap - free
  • % Bonus
TRADE

Fixed

  • Leverage
  • Spreads starting from ''
  • No commission
  • Swap - free
  • % Bonus
TRADE

Raw

  • Leverage
  • Spreads starting from ''
  • $7 commission per lot
  • Swap - free
  • % Bonus
TRADE

VIP

  • Leverage
  • Spreads starting from ''
  • No commission
  • Swap - free
  • % Bonus
TRADE

Crypto Account

  • Leverage
  • Spreads starting from ''
  • No commission
  • Swap - free
  • % Bonus
TRADE
  • We encourage new traders by offering % first time deposit bonus to all clients who open a trading account with us. By opening an account and funding you can start trying out new strategies.

    Superstart Bonus
  • We ensure high levels of client satisfaction with high conversion rates and client retention. You can get all necessary marketing tools, completely designed your target audience.

    Introducing Brokers
  • You have an opportunity to earn more than other brokers with the lowest spreads in the industry. We provide Raw Spread/ECN setup to enable our clients to trade with the best conditions.

    WEB TRADER Launch Mobile WebTrader
  • At Trust Markets, making deposits and withdrawals is fast, easy and straight forward. That means you have more time to concentrate on the markets and the next trading opportunity.

    FUND
  • No commission on deposits and withdrawals and the best exchange rate among Forex brokers are always at your service when you trade with us.

    ACCOUNT TYPES
  • Superstart Bonus
  • Introducing Brokers
  • Competitive Spreads
  • Fast Deposits and Withdrawals
  • No Commissions

Superstart Bonus

We encourage new traders by offering % first time deposit bonus to all clients who open a trading account with us. By opening an account and funding you can start trying out new strategies.

Superstart Bonus

Introducing Brokers

We ensure high levels of client satisfaction with high conversion rates and client retention. You can get all necessary marketing tools, completely designed your target audience.

INTRODUCING BROKERS

WEB TRADER

You have an opportunity to earn more than other brokers with the lowest spreads in the industry. We provide Raw Spread/ECN setup to enable our clients to trade with the best conditions.

WEB TRADER Launch Mobile WebTrader

Fast Deposits and Withdrawals

You have an opportunity to earn more than other brokers with the lowest spreads in the industry. We provide Raw Spread/ECN setup to enable our clients to trade with the best conditions.

FUND

No Commissions

No commission on deposits and withdrawals and the best exchange rate among Forex brokers are always at your service when you trade with us.

ACCOUNT TYPES

Exclusive Features

Trust Markets provides clients from all over the globe with the ability to invest worldwide at the lowest cost.

Tier-One Liquidity & Banking

We offer our clients the opportunity to trade with world’s best trading technology with an established relationship with the reliable Liquidity Providers (Tier 1 and Investment Banks).

Learn More

Safety Of Funds

Clients' trading funds are secured and segregated from the company daily operation account

Learn More

Trade with a True MultiAsset Broker

Trust Markets offers Institutional ECN Pricing Aggregated from 20+ Bank and Non-Bank LPs to provide our clients with the best and fastest execution in the market with 0 Restrictions.

Learn More

Get more than a Forex and CFD Trading Account at Trust Markets

From currency trading to speculating on the price movements of your favourite stocks – Trust Markets has it all and more.

  • Personal Account Manager
  • Free Daily Market Research
  • 24/7 Live Help
  • % ECN Execution
  • Segregated Client Funds
  • Wide Range of Instruments
  • Competitive Pricing
  • Raw Spreads
  • Zero Fees on Payments

Create your Live Account Today

Sign up and start trading on one of the world’s most transparent brokerages. Trade your favourite FX and Crypto Pairs on an MT5 platform backed by true ECN connectivity.

OPEN LIVE ACCOUNT

Currency Converter, Foreign Exchange Rates & Services

This information is for our Personal Banking Customers.

When we refer to foreign currency, we are referring to a currency other than Canadian Dollars. A foreign currency exchange is a purchase that occurs when you purchase foreign currency from us or we purchase foreign currency from you.

An exchange rate is the price at which one currency can be purchased or sold for another currency. For example, the exchange rate determines how much in Canadian Dollars it will cost to purchase U.S. Dollars. Exchange rates fluctuate throughout the day.

How the foreign exchange process works:
We set the exchange rate for foreign currency purchases associated with many services, such as when you:

  • Purchase foreign currency in cash from us, or we purchase foreign currency in cash from you;
  • Purchase a draft in a currency that is different from the currency you are using to buy the draft;
  • Send a wire transfer in a currency that is different from the currency of the account you are sending from; or
  • Receive a wire payment or deposit a cheque in a currency that is different from the currency of the account into which you are depositing the funds.

For these services, we will quote to you our applicable exchange rate for the transaction and you may choose whether or not to complete the transaction.

When funds to be deposited into your account with us are in a currency that is different from that account, such as with an incoming wire transfer, we convert the funds into the currency of your account, and then deposit them into your account. The exchange rate we use is our applicable exchange rate in effect when the deposit is posted to your account.

There are other services where we do not set the exchange rate, such as when you use your debit or credit card outside of Canada to withdraw cash from an ATM or make a purchase. You will pay different exchange rates and fees for those services and you should review the agreements governing services and the use of those cards for more information.

How do we set our exchange rates:
For each foreign currency purchase where we set the exchange rate, the exchange rate we use is a retail exchange rate, except for purchases and sales between banks and other large financial institutions in the interbank (wholesale) market where an interbank exchange rate is used.

We update our Retail exchange rates frequently throughout the day based on many factors, including:

  • Interbank exchange rates (these are the wholesale rates for very large currency purchases and sales between banks and other large financial institutions in the interbank (wholesale) market, That are often quoted in the media);
  • The amount of the foreign currency purchase;
  • Whether the transaction involves foreign currency in cash; and
  • Our costs and risks related to dealing in foreign currency.

Cash and non-cash rates:
Exchange rates for foreign currency transactions not involving physical foreign currency cash (bank notes), such as transfers, payments, cheques or drafts, are generally more favourable to you than rates for buying and selling physical foreign currency cash. This reflects our costs and risks of shipping, handling and holding foreign currency in cash.

Exchange rate fluctuation risk – returns and reversals
If you deposit funds (e.g. cheque or wire transfer) that were converted to the currency of your account before they were deposited), and then that deposit is reversed or returned, we convert the funds (in the original currency of the funds deposited) to the currency of your account, and then debit the converted amount from your account. The exchange rate we use is our applicable rate in effect when the debit is posted to your account. The amount debited may be different from the amount deposited because of exchange rate fluctuations. For example:

Monday:
You come to a branch to deposit a US$ cheque into your Canadian Dollar account.
Exchange rate:
Conversion: US$ x = C$75 deposited to your account.

Wednesday:
Cheque is returned unpaid (e.g. insufficient funds in the account of the person who wrote the cheque).
Exchange rate:
Conversion: US$ x = C$80 withdrawn from your account.


Similarly, if the funds you sent are returned or reversed, the amount returned to you may be different than the amount withdrawn from your account for the transfer because of exchange rate fluctuations. For example:

Monday:
You come to a branch to send EUR by wire transfer from your Canadian Dollar account.
Exchange rate:
Conversion: EUR x = C$75 withdrawn from your account, converted to EUR and sent by wire transfer.

Wednesday:
Wire transfer is returned (e.g. account to which funds are to be sent is closed).
Exchange rate:
Conversion: EUR x = C$80 deposited to your account.

nest...

аналитика форекс gbp кaртa мирa форекс вспомогательные индикаторы форекс как платят налоги трейдеры валютного рынка форекс лучшие индикаторы для входа индикаторы измерения температуры щитовые дмитрий котенко форекс клипaрт для форекс имхо на форексе дц форекс брокер отзывы безрисковая комбинация форекс индикаторы рынка ферросплавов